Located in Anaheim, California 0pointLoan.com is a division of Net 1 Funding Corp., which was established in 1999. After fulfilling thousands of American dreams of owning a home, we are proud to penetrate the virtual world via 0pointLoan.com. With more than twenty years of combined experience in the Mortgage Industry, driven by Honesty, Integrity and ultimately delivering Customer Satisfaction, 0pointLoan.com allows its clients an opportunity to save money with around the clock service.

  • Brand - Our name says it all. We are devoted to offer the lowest rates in the industry at Zero Points.
  • No obligations, No Upfront Application Fees, We offer Free Credit Reports.
  • Easy and Convenient - the online applications allow us to offer our clients array of Products.
  • Expertise - highly knowledgeable and technical staff working diligently on your applications.
  • Speed - applications are handled by one loan officer who then provides you peace of mind through automated approvals within hours.
  • Excellent Customer Service And Satisfaction - our business is built for satisfaction of our customers.
  • Confidentiality - we respect our customers and promise 100% confidentiality.
  • Diverse Products available to choose from.

We need to understand our clients circumstances and work our very best to satisfy all their needs. Our ultimate goal is to deliver the best possible Products to our Clients. Give customer satisfaction and service which will create one-time clients into a customer for life.

CONFORMING LOAN RATES UP TO $417,000
Product Rate Points Flat Fee APR
7 Yr Arm 6.00% 0 $1595 6.127
30 Yr Fxd 6.375 0 $1595 6.50
15 Yr Fxd 6.125 0 $1595 6.250

JUMBO LOAN RATES OVER $417,000
Product Rate Points Flat Fee APR
7/1 ARM 6.375% 0 $1595 6.500%
30 Yr Fxd 7.125% 0 $1595 7.250%
15 Yr Fxd 7.00% 0 $1595 7.38%

  • Assist 2 Sell - Providing a superior level of informed, professional real estate services to buyers and sellers in the greater North Orange County area.
Better Business Bureau Equal Housing Opportunity California Association of Mortgage Brokers